Property damage
Material damage in a traffic accident
In a traffic accident without injuries, we speak of material damage – damage to vehicles, infrastructure or personal belongings.
Although the case may seem straightforward at first sight, in practice disputes often arise between insurers about who is liable.
While they argue, you are left with the costs, frustration and delays.
When insurers point at each other
After a collision, insurance companies regularly shift responsibility to one another:
One claims that you are at fault, the other points to the opposing party.
In the meantime, nothing happens: no payment, no repair, no clarity.
In such a situation, your legal expenses insurance is crucial.
That insurance exists to defend your interests, not those of the insurance company.
You have the right to choose your own lawyer, who acts independently and, if necessary, can legally compel the insurer to pay.
How a lawyer makes the difference
A lawyer specialised in traffic law makes sure your file does not get stuck. He or she can:
legally substantiate liability with evidence and expert reports
serve a formal notice or issue a summons against the other party or the negligent insurer
request a court expert investigation to establish the facts
and enforce that the insurer pays your full compensation, including repair costs, loss of value and expert’s fees
Your legal expenses insurance covers the costs of this intervention, so you do not pay anything extra to enforce your rights.
Why legal assistance is essential
Without the intervention of a lawyer, files with disputes between insurers often remain unresolved for months.
A lawyer applies pressure, brings clarity and achieves results.
He or she defends your interests, not those of the insurance company.
Contact us for a free initial consultation: we review your file and help you limit the damage.
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